IT-9 Essay Example | Topics and Well Written Essays - 500 words

IT-9 - Essay Example Assuming that my bank was built not so much on commercial accounts, but those from consumer accounts, recovery methods would be streamlined in order to prevent a horde of angry customers who withdraw their accounts from our bank in search of another, more efficient bank. It would be difficult to say that one is more important than the other, because I think it would depend on the nature of the specific business as to whether one evaluation factor provides a better outcome. RTO, recovery time objective, is a metric which determines the maximum amount of time that a specific business-related transaction can be allowed to not function without harming the business. RPO, recovery point objective, measures the volume of "in-process" transactions that can be lost without causing significant harm to the business activities. For example, RTO evaluation might determine that electronic deposit transactions could be delayed for 36 hours without affecting the customer or profitability objectives. As part of the recovery process, 24-36 hours should be the maximum allowed time to be without deposit verification. RPO might determine that only a small amount of transactional data can be lost without causing financial woes, so the recovery efforts must back-up and protect these important transactions immediately when a failure occurs. If the bank is large enough, RPO might be more important than RTO; or vice versa. Yes, I believe that the life cycle management efforts are a quality option for ensuring that the appropriate amount and substance of data is kept, rather than constantly backing it up and storing it for years. Any business is going to have outdated data, possibly in need of removing information, say, when an old CEO has left and another has taken his or her position. All of the files associated with the original position, unless mandated by law, would be of little to

Is Our Country Too Small to Sustain so Many Professional Sports Teams Essay Example for Free

Is Our Country Too Small to Sustain so Many Professional Sports Teams Essay Is our country too small to sustain so many professional sports teams? This question is being asked and written about a lot lately. New Zealand sport is fairly strong in places but there are a lot of negatives. But many great sporting triumphs have come out our tiny sports crazy country. But it is debatable wether or not provincial sport is going well at the moment. Teams are dropping out of competitions and are running out of money. On the other hand our country has had some great sporting milestones and our provincial sport is a stepping-stone for some of our world-class athletes to make their mark on the world. Firstly many provincial teams are losing money or are in debt. This either forces teams to drop out of an upcoming season or completely fold. For example the Otago Nuggets had to drop out of the NBL (National Basketball League) in 2009 because of financial reasons. But thanks to their major sponsor Oceania Gold they are back in the League. The Otago Rugby Football Union who over four years lost nearly $4 million and have just announced they may go into liquidation and miss the 2012 ITM Cup. This all starts because unions are spending more money to buy players, coaches, staff, flights and accommodation than what they can afford. With teams going into debt they cannot afford to buy their star players, buying star players maybe good for the team in the short run but can end badly in the long run. This is bad because with a team pulling out does not give locals the chance to get recognised on the big stage where their career could start. This is also bad for big sports fans in a region, as they do not have a team to support. With all the negative points there are positives like there is so many sporting milestones being reached. For such a small country we compete very well against the rest of the world, in some cases we are even world champions. This makes me proud to be a New Zealander. E. g. The All Blacks finally won the rugby world cup after a 24-year drought, 3 times loosing to France. Or the New Zealand Breakers winning the Australian National Basketball League and becoming the first New Zealand team to win an Australian competition beating the Warriors in the NRL for rugby league and the Phoenix in the A-league for soccer. Or The Silver Ferns Beating the world champions in the final of the netball in the commonwealth games and finally the Kiwis who won the last Rugby League World Cup showing that national sport in New Zealand is very strong. It is important having strong national teams as it is a good reputation to have as a country, and for such a sports crazy nation it is good to see New Zealand win. Lastly, for great sportsmen and women provincial level is where is all begins on their journey to greatness. Many great sportsmen have been recognised from sports in New Zealand. E. g. Brendon McCullum who plays cricket for Otago and New Zealand got a contract for US$900,000 by an Indian cricket club, the Kolkata Night Riders. McCullum is now one of the best Twenty/Twenty players in the world. Another example is Kirk Penny. Penny had a great season for the New Zealand Breakers basketball team. A European club, Madrid Fuenlabrada signed him and he is now making his mark in Spain. This is important as it helps world-class athletes from New Zealand be known to the rest of the world. In conclusion we see that professional sport in New Zealand has its downsides being that teams are going broke or defunct but many positives like our national teams doing well and New Zealand players being recognised worldwide. We can see there are many positives and negatives but most professional sports in New Zealand are strong and I believe New Zealand sport is great.

The Catcher In The Rye: Book Review :: essays research papers

The Catcher In The Rye: Book Review The Catcher In The Rye, written by J.D. Salinger, is a fictional novel that was first published in 1965. The novel takes place in New York City and in Pennsylvania over a duration of four days. This novel tells the story of an emotionally disturbed teenager who has been kicked out of a boarding school. The story is told from the point of view of a teenager who is the narrator of the story. The main character in this novel is Holden Caulfield. He is sixteen years old and serves as the narrator of this novel. Holden does not like anybody or anything around him. He is an emotionally troubled kid and has many problems with his life. Phoebe is Holden's little sister. She is ten years old and lives at home with their parents. Phoebe really admires and loves her big brother, Holden. This novel begins when Holden is in a mental hospital in California. The novel is a flashback of the events over a time period of four days. The flashback starts off when Holden gets kicked out of his boarding school, Pency Prep, because he is failing most of his classes. Holden decides to go into New York City for a couple of days until his parents will be expecting him home for Christmas vacation. Holden goes to bars and meets with friends during this time. On the third night, Holden decides to go and visit his sister, Phoebe. Phoebe is one of the only people that Holden actually loves. Holden talks to Phoebe about his life being a failure. He is trying to understand life and his place in the world. Holden decides that he wants to go see Mr. Antolini, an old teacher, to help him get a better understanding of his life. At Mr. Antolini's home, Holden discusses many of the problems that he is facing. Mr. Antolini tells Holden that he has to learn not to hate everyone around him. He has to learn to love people. Holden is told that he has to think about his future. He has to decide when he is going to start to take life seriously and apply himself in school. Holden's conversation with Mr. Antolini is the climax of the novel. This is the point of the novel when Holden starts to listen and understand his problems. He realizes that it is time he put his life back on the right track. The next day, Holden returns home to his family. Holden is taken directly to a

Socrates Essay example -- essays research papers

Specific Purpose: To inform my audience about the life of Socrates. Central Idea: I plan on telling the audience what Philosophy is, who Socrates was, and the methods he used in teaching his philosophy. INTRODUCTION Attention Getter: "The unexamined life is not worth living." This is the most famous quote of the most popular philosopher of all time: Socrates. Reveal Topic: I plan on telling you what philosophy is and how Socrates viewed philosophy. Credibility: I am able to speak on this topic because I have taken a philosophy course, and I have done extensive research in to Socrates life. Central Idea: I plan on telling the audience what philosophy is, who Socrates was, and tell the way he viewed philosophy in order to better understand his quote. (Connective: First, lets talk about what philosophy is.) BODY I. Philosophy is a term with many meanings. A. Philosophy is the process of thinking through every little question imaginable to try to come up with the most rational explanation or truth. B. It is an attempt to describe "the ultimate and real nature of reality." C. Philosophy also helps us to determine the limits of out knowledge by its source, value, nature and validity. D. It is a continuous thought process searching for the underlying knowledge of all causes or things as they appear to us, finding out why a thing is what it is. (Connective: Now let's learn a little about Socrates life.) II. Socrates's Life A. He grew up in Athens with little schooling. B. He married late in life but did have 3 sons. C. He was a political figure because of his wisdom, but never was interested in running for any type of public office. D. He was a major figure during a war which is where he first gained his recognition. E. He wrote none of his thoughts down. The information we have about him today comes from one of his students, his best, Plato. He recorded several of the dialogs he had with Socrates and put them in a book. F. His main... ...le he was in prison. They had actually devised an escape plan, and also a guard "forgot" to lock the door, but Socrates said he wanted to comply with the law and die for his reason, cause, and beliefs. F. He said he didn't fear death because you can't fear anything you don't have any knowledge of. CONCLUSION Well, I hope everyone can come up with their own interpretation of why the unexamined life wasn't and isn't worth living. According to Socrates, we should be asking questions about everything we see, hear, or think we know. I interpret the quote as having to know yourself inside and out. You have to come up with your own beliefs and values, not the one's of anyone else. I believe to have a happy life, you have to examine and know every little aspect of your life. If your thoughts and beliefs aren't questioned by yourself over and over again, how will you know if they are your thoughts or the ones of others'? If you are living the values and beliefs of your best friend or a group of friends, the values are not your own, so therefor, your life is unexamined and why should you live a life that isn't yours? Socrates Essay example -- essays research papers Specific Purpose: To inform my audience about the life of Socrates. Central Idea: I plan on telling the audience what Philosophy is, who Socrates was, and the methods he used in teaching his philosophy. INTRODUCTION Attention Getter: "The unexamined life is not worth living." This is the most famous quote of the most popular philosopher of all time: Socrates. Reveal Topic: I plan on telling you what philosophy is and how Socrates viewed philosophy. Credibility: I am able to speak on this topic because I have taken a philosophy course, and I have done extensive research in to Socrates life. Central Idea: I plan on telling the audience what philosophy is, who Socrates was, and tell the way he viewed philosophy in order to better understand his quote. (Connective: First, lets talk about what philosophy is.) BODY I. Philosophy is a term with many meanings. A. Philosophy is the process of thinking through every little question imaginable to try to come up with the most rational explanation or truth. B. It is an attempt to describe "the ultimate and real nature of reality." C. Philosophy also helps us to determine the limits of out knowledge by its source, value, nature and validity. D. It is a continuous thought process searching for the underlying knowledge of all causes or things as they appear to us, finding out why a thing is what it is. (Connective: Now let's learn a little about Socrates life.) II. Socrates's Life A. He grew up in Athens with little schooling. B. He married late in life but did have 3 sons. C. He was a political figure because of his wisdom, but never was interested in running for any type of public office. D. He was a major figure during a war which is where he first gained his recognition. E. He wrote none of his thoughts down. The information we have about him today comes from one of his students, his best, Plato. He recorded several of the dialogs he had with Socrates and put them in a book. F. His main... ...le he was in prison. They had actually devised an escape plan, and also a guard "forgot" to lock the door, but Socrates said he wanted to comply with the law and die for his reason, cause, and beliefs. F. He said he didn't fear death because you can't fear anything you don't have any knowledge of. CONCLUSION Well, I hope everyone can come up with their own interpretation of why the unexamined life wasn't and isn't worth living. According to Socrates, we should be asking questions about everything we see, hear, or think we know. I interpret the quote as having to know yourself inside and out. You have to come up with your own beliefs and values, not the one's of anyone else. I believe to have a happy life, you have to examine and know every little aspect of your life. If your thoughts and beliefs aren't questioned by yourself over and over again, how will you know if they are your thoughts or the ones of others'? If you are living the values and beliefs of your best friend or a group of friends, the values are not your own, so therefor, your life is unexamined and why should you live a life that isn't yours?

Financial Information Systems Essay

INTRODUCTION Financing is the important function of every business organizations, Computer based financial information systems(FIS) support financial managers in decisions concerning. The financing of business, the allocation and control of financial resources. What is finance ? Finance is the art and science of managing money. Virtually all individuals and organisations earn or rise money and spend or invest money. Finance is concerned with the process, institutions, markets and instruments involved in the transfer of money among and between individuals, business and governments. Major FIS Categories Include Cash & investment management Capital budgeting Financial forecasting Financial planning Cash Management Collect information on all cash receipts and disbursements with in a company on a real time or periodic basis. This helps the business to deposit or invest excess funds more quickly. for cash flow forecasts. to determine cash collection programs and alternative financing or investments strategies with forecasted cash deficits or surplus. Online Investment Management Helps to financial management The process of buying, selling, or holding each type of security so that an optimum mix of securities is developed that minimizes risk and maximizes investment income for the business. Capital Budgeting Process of evaluating the profitability and financial impact of processed capital expenditures. Techniques in capital budgeting Payback Period (PBP) Net present value (NPV) Internal rate of return (IRR) Spreadsheets are heavily used for this process incorporates present value analysis of expected cash flows and probability analysis of risk to determine the optimum mix of capital. Financial Forecasting &Planning Financial forecasts concerning to †¦ Economic situation Business operations Type of financing available Interest rates Stock and bond prices Software’s used in FIS 1.Sage Accpac ERP Sage Accpac ERP offers the freedom of choice, seamless integration, high performance, and reliability that forward-thinking companies rely on to increase profitability and gain competitive advantage. Advantages Completely Web-Based Easy To Use and Customize Total Investment Protection Designed for Global Business Hundreds of Industry-Specific Solutions 2.SAP The e-commerce functionality in the SAP ® Business One application will help you bring your business to the public with a set of Web design tools that enable you to build and customize your online store. Create an online catalog where customers, salespeople, and partners can easily access your  products. Manage everything from taxes to inventory to pricing through a Web-based interface, all synchronized with SAP Business One. 3.Greentree Greentree’s main users are medium sized businesses, but it is also successfully used by many larger organizations. The Green tree product is seamlessly scalable to support the whole spectrum of businesses – from a small team to many hundreds of users. Features: Greentree is built around a core financial system, with seamless integration across distribution, job costing, manufacturing etc. The modular design will enable to implement a basic financial solution and add modules as the business grows or grows in complexity, or install a complete business management package from the outset. Greentree delivers both Windows-based and Linux-based software 4.Microsoft Dynamics AX Designed for mid-size and larger companies, It is a multi language, multicurrency enterprise resource planning (ERP) solution. Its core strengths are in manufacturing and e-business, and  it includes strong functionality for the wholesale and services industries. includes applications for financial management, customer relationship management, supply chain management, human resource management, project management, and analytics. It integrates with widely-familiar Microsoft products – such as Microsoft SQL Server, BizTalk Server, Exchange, Office, and Windows. Employees can work with tools that they’re already familiar. Financial Management Microsoft Dynamics AX delivers a range of financial capabilities for companies to consolidate accounts with subsidiaries or distribution centres, no matter where they are located. 5.SAP Business One SAP Business One provides you with instant access to your critical business information – when you need it to run your business. This comprehensive application covers all your core operations, giving you keen insight, so you  can confidently make informed business decisions. Features: All aspects of business become more agile, including administration, customer relationship management, operations, distributions, and financials. Helps in Accounting and Financials, Budgeting, Banking, Financial Reporting, Customer Relationship Management (CRM), Business partner management.

War in Iraq was justified essays

War in Iraq was justified essays The war in Iraq was justified because of the thought of Saddam having or making weapons of mass destruction. Also, another reason for the war was the oppression that was happening to the Iraqi people. Some people think we shouldnt have gone to war because of the amount of money that would be added to our budget. I believe that just the idea that Iraq having weapons of mass destruction was enough cause to go to war. Because of the idea that Iraq could or would be able to use these weapons against us, it is in our best interest to go to war to protect our nation and our children against these types of nations that are building their country around weapons of mass destruction. First, I will discuss some of the evidence and things found in Iraq since the war has started. This evidence comes from an article that was titled, Cutting both ways, that appeared in the Economist Newspaper and it was written by David Kay. Secondly, I will discuss some of the oppression that was occurring in Iraq before the war. This evidence comes from an article from Current Affairs, titled, The Middle East, and was written by Ed Blanche. Thirdly, I will discuss some ideas about the cost of the war and how people might think that the war wasnt worth the cost of the rise in our nations budget. These ideas about the budget will also come from the Economist Newspaper, the heading of the article appeared as such, Iraq in a hard place; The budget, it was written by Stan Greenberg. The article in the Economist Newspaper, written by David Kay, describes how inspectors found programs for undeclared unmanned aerial vehicles. Also, he mentions how they found research on biological agents and unknown laboratories that had equipment that could produce chemical and biological weapons. Also, another item that was found, fuel, that was for banned scud missiles. All of these items that were found and ...

How to Tie a Saree Essays

How to Tie a Saree Essays How to Tie a Saree Paper How to Tie a Saree Paper How to Tie a Saree BY Rav422 Demonstration Speech General Purpose: To inform Specific Purpose: To inform my audience on how to wear a saree. Central Idea Statement: A saree can seem overwhelming to drape and wear right; however, with the right instructions, it is quite easy to attain an elegant look. Audience Statement: Women Indian or non-lndians who wish to wear a saree Introduction l. A saree is a traditional piece of clothing in India. II. Many people find it quite hard to wear it the right way, people including myself. Ill. A saree is a long piece of cloth, usually around 4. 3 yards, which makes it all the harder to handle and put on correctly. V. For people wearing the saree for the first time, it can be very confusing as to how to wrap the saree around the body the right way. V. A saree can seem overwhelming to tie and wear right; however, with the right instructions, it is quite easy to attain an elegant look. Body l. The saree has three parts that include a blouse, an underskirt called the petticoat, and the saree itself. II. The first step is putting on the petticoat and blouse. A. The length of the petticoat, to be worn underneath the saree, should be from the waist down to your ankle. A. l . It should have a drawstring so that it can be fastened around the waist. B. The blouse that you will wear with the saree should be close-fitted and its length should end Just below the bust. 8. 1 . It can be with or without sleeves. B 2 There are various types ot blouse necklines you can choose trom prior to getting it stitched. Ill. The second step is to put on and drape the saree itself. A. Take one end of the saree and neatly tuck it into the petticoat around the waist from right to left. A. l . Make sure that the lower end of the saree is touching the floor slightly. B. Resume from the place where the saree tucking has Just ended and now start making pleats in the saree from there. 8. 1 . Make about five to six pleats in the saree, each of them with a width of five inches should be enough. 8. 2. Make sure that the pleats you have made are neat and of equal length. 8. Hold them all together so that they fall straight and even. 8. 4. Then tuck the pleats into the petticoat slightly left of the navel. 8. 5. Also make sure that the pleats are turned in the left direction. 8. 6. Pleating the saree is the most difficult aspect for those learning how to drape the saree. C. The portion of the saree left after the pleating is called the pallu. C. I . Now gather the pallu and place it over the left shoulder. C. 2. The upper border of the saree should slant across the bust from under the right arm to over the left houlder. C. 3. The pallu should touch your fingertips as it falls evenly behind you. C. 4. You can prevent it from slipping off by fixing it at the shoulder to the blouse with a small safety pin. Conclusion l. At first, learning how to drape a saree can seem intimidating and difficult. II. It may seem like a lot of confusing wrapping going on when draping the saree, but once you get the right instructions and an idea of how it works, it becomes more manageable. Ill. With some practice, you can easily attain an elegant look when wearing a saree.

Writing College Admissions Essays From the Heart

Writing College Admissions Essays From the Heart There are several different ways that you can write a college admissions essay. One way is to be very analytical in your approach, and direct your argument as you would toward a group of impartial strangers. Another is to be extremely conversational in your essay, as if you were talking to a friend. In my opinion, however, the best approach to take when writing your college admissions essay is to write it as you would a well organized, passionate, and heartfelt speech. As previously covered, college admissions personnel require personal essays from their applicants both as a method to test applicants writing skills as well as to get to know them personally. With this in mind, you should speak from the heart when composing your college admissions essay. Now, this doesnt mean that the tone of your essay should be casual and/or conversational, but it should be relaxed enough so that the people reading it feel as though they capture your individuality. I feel that the biggest mistake a person can make when writing a college admissions essay is to approach it as if it was a research paper and/or subject analysis. The point of college admissions essays is to write about yourself and discuss your goals for the future! That is what admission board members want to know they want to know about you. Composing an admissions essay from an impartial perspective will only stand to alienate the admissions council. . .and hurt your chances of admission. Writing a college admissions essay doesnt have to be excruciating. As long as you are honest in your approach, you can rest assured that your voice will be heard. If you would like help writing your college admissions essay or if you would like to know where you can find a professional editor who is qualified in proof-reading college admissions essays, please dont hesitate to contact me.

Boiled Frog Phenomenon in Business Essay Example | Topics and Well Written Essays - 1000 words

Boiled Frog Phenomenon in Business - Essay Example The veracity of this phenomenon is however, a suspect. Scripture (1897) informs that " a live frog can actually be boiled without a movement if the water is heated slowly enough; in one experiment the temperature was raised at a rate of 0.002C. per second, and the frog was found dead at the end of 2 hours without having moved." Many other scientists though debunk this concept (Gibbons, 2002). The "Boiled Frog" syndrome is often used in business, politics, environment, and other day-to-day activities. In strategic management, this refers to the inability of the companies to detect slow and gradual changes, which could be detrimental to its businesses. While most companies are adept at identifying sudden changes, gradual changes are difficult to detect. Polynice (2009) infers that "the frog metaphor for organizations is that we as a whole should try and identify the threats of our survival at an early stage when we still have time to plan rather than react to that particular threat; which will be too late. Furthermore, we must also learn how to reduce our threshold of change in order to be able to identify smaller changes that are occurring in our environment." This phenomenon can occur in all fields of business, viz., operations, external environment, business acquisition, logistics, etc.. InInstances analogous to "Boiled Frog" often occur in the business environment. In fact, the term was first used by Roger Ford (2002), columnist for Modern Railways magazine while describing privatization of British Rail. A business example of such a situation is the British Railways after privatization. The company Railtrack plc (Railtrack, 2009) took over the railway infrastructure from the government after privatization in April 1994. This new company owned the track, signalling, tunnels, bridges, level crossings and almost all the stations of in UK. It is believed that the company abused its near monopolistic position, and did not commit itself to necessary improvements in infrastructure and safety. Regulators were appointed, but Railtrack resisted regulatory pressures to improve its performance. The performance of the company deteriorated gradually, but there was no recognition of it within the company. Finally, a few crashes, particularly the Hatfield (Hatfield rail crash, 200 9) crash on October 17, 2000 exposed the deep-seated safety and maintenance problems of Railtrack. Though only four fatalities occurred in the crash, it exposed the lack of proper management practices and set into motion a chain of events, which finally led to the sell-off of Railtrack to government owned Network Rail in October 2002. While the root-cause-analysis revealed the root cause of the Hatfield accident to be "Rolling Contact Fatigue", there were several other contributory factors. This included divesting of much of the engineering knowledge of erstwhile British Rail into maintenance contractors. The record keeping of Railtrack was also not adequate. On investigation, several similar potential track problems were discovered. At the

Investment in emerging market or the effects of foreign direct Dissertation

Investment in emerging market or the effects of foreign direct investment(FDI) in emerging market - Dissertation Example Hence, the impact of FDI can be ascertained through reports and academic articles. FDI alone does not mean success and it depends on various other factors. With a view to evaluate the impact that the MNCs make by entering developing economies, this study was conducted. This study is based purely on secondary data through reliable sources. After reviewing literature on the theories and perspectives on FDI and on emerging economies, two MNCs that have invested in two different economies – China and India - were studied. Yamaha of Japan invested in India as a market expansion strategy and achieved initial success. Their investment and control was limited and as competition increased, they could not sustain. They still have two plants in India but they are yet to achieve success. Cultural distance seems to be the dominant factor in the outcome. In the case of China, General Motors of the US adopted a unique strategy by entering through investments in research and development at th e behest of the local government. Gradually they could enter into manufacturing and today they sell more trucks in China than they do in the US. GM adopted a vertical approach to FDI in China because of the huge difference in the factor endowments. Thus, the success or failure of the MNCs in developing economies requires taking into account the risk factors and knowing how to mitigate these risks. Prior experience is not enough. Table of Contents 1. Introduction 1.1 Background 1 1.2 Problem statement 2 1.3 Organization of the study 3 2. Literature Review 4 2.1 Definition and concept of FDI 4 2.2 Drivers of FDI 5 2.3 Emerging economies 7 2.4 FDI in emerging economies 9 3. Research Methodology 10 3.1 Research Philosophy 10 3.2 Research phenomenon 10 3.3 Research design 10 3.4 Research strategy 11 3.5 Justification for literature review 12 4. Findings and Discussion 14 4.1 India 14 4.2 China 17 5. Conclusion & recommendations 22 5.1 Conclusion 22 5.2 Recommendations 23 References 25 Ap pendices 27 1. Introduction 1.1 Background The developing economies comprising of low-income economies (with an annual gross national income per capita of $905 or less) and lower-middle income economies (income per capita between $906 and $3,595) jointly produce 41% of the world’s output, according to the World Bank Development Indicators 2008 report (Lenartowicz & Balasubramanian, 2009). Moreover, 5 of the 12 largest economies are now in the developing world. China and India’s economies are not expected to grow 22 times their current size by 2050 whereas the US is expected to grow only 2.5 times approximately. The developing countries constitute more than 80% of the world’s population. The geographical focus of growth has shifted towards the developing economies, which is the reason that the multinationals have been trying to develop economies in Asia, Africa and South America as profit sources. While the MNCs from the developed nations were seeking suitable ci rcumstances for foreign market access, the developing nations also strived to draw the attention of the foreign investors by offering incentives (Michi, Cagatay & Koska, 2004). This led to a serious competition to access the developing nations’ markets and the evaluation was based on costs, internal market and ownership/location advantages. The developing nati

Religious views on abortion Essay Example | Topics and Well Written Essays - 1500 words

Religious views on abortion - Essay Example There are differing opinions about the issue among various denominations and religions. A survey done by the Pew Forum on Religion and Public life has shown the statistics behind these differing opinions. In the debate concerning legalizing abortion, the general consensus among most religions is that there should be a restriction on abortion. It was found that 68% of evangelical Protestants think that abortion should not be allowed. It was also found that only about 43% of Catholics believe that abortion should be illegal. (Geoffrey, 1996) Generally speaking Buddhists strongly believe that abortion is immoral and incorrect. This is because their religion is founded on the sanctity and respect for life. There must be a respect for their five ethical guidelines. One of them discourages the destruction of life. The religion believes that there should be a high regard of all beings that have life in them. There is a non violence belief that must not be violated by all Buddhists. The other main reason why abortion is strongly opposed in Buddhism is due to a special ceremony performed by its adherents. It is called Mizuko Kuyo. This ceremony is a service designed for victims of abortions, miscarriages and stillbirths. Here, parents of the dead visit a shrine and perform this ceremony with the main intention of gaining reassurance, appeasing the spirit of the dead fetus and to grief for their dead. This ceremony is usually conducted in a specific way. The ceremony was started about thirty years ago when unavoidable circumstances forced individuals to perform abortions. It was founded on the belief that those souls who died in the process of abortion would cause retribution after the mistreatment they faced from their parents. (James, 1998) It should however be noted that there are special circumstances when it can be considered okay for mothers to abort. This was stated by one of their well known leaders; Tenzin Gyatso. This leader believes that if the fetus will grow up to be mentally retarded and if there is a danger of the parent's death during child birth, then it can be considered permissible for an abortion to occur. Just like any other religion, all Buddhists do not share the same view on this controversial topic. There are conservatives and liberalists. Those who are more tolerant believe that abortions can be done only under special circumstances. But majorities do not support it at all. (James, 1998) Hinduism and abortion The Hindu religion has a no-tolerance view on abortion. This is because they adhere to the belief that life begins at inception. They classify abortion as a sin; it is a form of murder and causes souls of the unborn to be hindered from normal progress in the journey of life. This concept was emphasized by one of their gods called Chiranjeevin. This god performed an abortion and was cursed by another god Krishna to suffer eternally. (James, 1999) Because to every rule there is an exception, there is a low level of tolerance fro the practice. This is due to the fact that there is a general preference for male children in the Hindu culture. Consequently, mothers who find out that they are

Relationship between commedia Dell'Arte and business Essay

Relationship between commedia Dell'Arte and business - Essay Example Italian terminology movies scientists, such as Ferdinando Taviani, Luciano Pinto and Roberto Tessari, believe commedia was a reaction to the government and cost-effective issues of the 16th millennium and, as an effect, made them the first entirely professional way of movies. The performers performed on outside, short-term stages, and reliable various products (robbe) in place of extensive scenery. Some of the organizations conducted in the excellent homes of the time, but for the most aspect, the itinerant gamers came from city to city, establishing up their trestle levels in the marketplace rectangle, where they would execute in competitors with all the providers screaming their products. This obviously provided increase to a very wide, over-the-top design of performing, but it is obvious that the commedia become a huge hit to the whole population, from the biggest to the smallest, with something for everyone in its wit, and actual expertise - the inventory figures becoming engaged in justifications, confusions, uncertainty and loving interests. When they arrive at a new website, the level administrator would pin up the situation, and the stars would improvise the performance in a mixture of terminology and activity, (often including satirical opinion on regional events) and whenever they sensed the activity was dropping a bit, they would sketch on their collection of set presentations and set business (lazzi) to raise it and get it going again. The better troupes were preferred by upper class, and during festival period and were funded by the various places or locations, in which they performed. Extra sources were acquired by efforts (essentially going the hat) so anyone could viewpoint the performance definitely no price. Performers ability to trip to achieve reputation and cost-effective success was the key to achievement of the commedia. The most beneficial troupes performed before management and upper class allowing individual celebrities, such as Accogl iente swan Andreini with his colleague, Dionisio Martinelli, were well known. The numbers of the commedia usually represent set community kinds, stock numbers, such as absurd devious servants, old men, or military government bodies finish of wrong bravado. Figures such as Pantalone, the tightfisted merchant from Venice; Dottore Gratiano, the Bologna pedant; or Arlecchino, the sexy Bergamo servant, began as satires on France terminology "types" and grew to archetypes of many of the super heroes of 17th- 18th century European movies. The commedia's start may be appropriate to festival in Venice, where by 1570 Andrea Calmo had developed the character Il Magnifico. In the Flaminio Scala scenari Il Magnifico carries on and is changeable with Pantalone, into the 17th millennium. While Calmo's numbers (which also engaged the Language Capitano and an example of dottore type) were not invisible, it is not known at what aspect the numbers wearing the protect up. However, the connection to fes tival (the period found between Epiphany and Ash Wednesday) would be suggesting addressing as a conference of festival and was used at some aspect. The customization in Northern Tuscany is centred in Mantua, Florencia, and Venice, where the

Wedding.com Case Analysis Essay Example | Topics and Well Written Essays - 500 words

Wedding.com Case Analysis - Essay Example There are four major aspects that Jessica needs to re-evaluate in website design and market strategy: Effective Website layout; SWOT analysis; brand creation; and effective marketing with focus on Porter’s 4Ps. The wedding website needs to be vibrant and colourful so that it sends the message of great romance. While interactive and e-commerce features should be intrinsic part of the website, Jessica needs to incorporate more pictures of the happy couples in the honeymoon destinations to attract prospective brides and grooms. Honeymoon packages at discounted price should become one of the important features of the website. It should also cater to various other requirements of the couple as well as for those who need to get wedding gifts. The website needs to showcase the products and services to attract the future customers and meet their individual demand through customised features of the interactive website. Jessica needs to research the details regarding the strength, weaknesses, opportunities and threats that the wedding events come across and then incorporate them into her website. The brand creation has been another successful strategy that would bring in committed customers. ‘Brand building is needed because products are the same’ (Kotler, 2005). Market strategies try to promote their goods and services by creating brands that guarantees the customers of getting high quality goods and services at a price that a customer is willing to pay for. Today the concept of market has changed so much so that instead of customer going to the ‘product’, the product ‘comes’ to the customer. In other words, virtual markets have facilitated the availability of the product much easier with the concept of ‘home delivery’ becoming a reality. Though the localized market still has scope but the unlimited potential of the internet market must be tapped in order to remain afloat in the fast

Relationship between commedia Dell'Arte and business Essay

Relationship between commedia Dell'Arte and business - Essay Example Italian terminology movies scientists, such as Ferdinando Taviani, Luciano Pinto and Roberto Tessari, believe commedia was a reaction to the government and cost-effective issues of the 16th millennium and, as an effect, made them the first entirely professional way of movies. The performers performed on outside, short-term stages, and reliable various products (robbe) in place of extensive scenery. Some of the organizations conducted in the excellent homes of the time, but for the most aspect, the itinerant gamers came from city to city, establishing up their trestle levels in the marketplace rectangle, where they would execute in competitors with all the providers screaming their products. This obviously provided increase to a very wide, over-the-top design of performing, but it is obvious that the commedia become a huge hit to the whole population, from the biggest to the smallest, with something for everyone in its wit, and actual expertise - the inventory figures becoming engaged in justifications, confusions, uncertainty and loving interests. When they arrive at a new website, the level administrator would pin up the situation, and the stars would improvise the performance in a mixture of terminology and activity, (often including satirical opinion on regional events) and whenever they sensed the activity was dropping a bit, they would sketch on their collection of set presentations and set business (lazzi) to raise it and get it going again. The better troupes were preferred by upper class, and during festival period and were funded by the various places or locations, in which they performed. Extra sources were acquired by efforts (essentially going the hat) so anyone could viewpoint the performance definitely no price. Performers ability to trip to achieve reputation and cost-effective success was the key to achievement of the commedia. The most beneficial troupes performed before management and upper class allowing individual celebrities, such as Accogl iente swan Andreini with his colleague, Dionisio Martinelli, were well known. The numbers of the commedia usually represent set community kinds, stock numbers, such as absurd devious servants, old men, or military government bodies finish of wrong bravado. Figures such as Pantalone, the tightfisted merchant from Venice; Dottore Gratiano, the Bologna pedant; or Arlecchino, the sexy Bergamo servant, began as satires on France terminology "types" and grew to archetypes of many of the super heroes of 17th- 18th century European movies. The commedia's start may be appropriate to festival in Venice, where by 1570 Andrea Calmo had developed the character Il Magnifico. In the Flaminio Scala scenari Il Magnifico carries on and is changeable with Pantalone, into the 17th millennium. While Calmo's numbers (which also engaged the Language Capitano and an example of dottore type) were not invisible, it is not known at what aspect the numbers wearing the protect up. However, the connection to fes tival (the period found between Epiphany and Ash Wednesday) would be suggesting addressing as a conference of festival and was used at some aspect. The customization in Northern Tuscany is centred in Mantua, Florencia, and Venice, where the

Core nursing competencies Essay Example | Topics and Well Written Essays - 750 words

Core nursing competencies - Essay Example They are, providing patient focused care. The nurse should have the patient as the center of their attention in providing fully fledged care and attention. A patient is the main reason for the existence of the nursing occupation anyway. Therefore it is the role of the nurse to provide ultimate care to the patient without diverging interest. The second competency involves being able to work in interdisciplinary groups. This competency requires respect among workers which is one of the provisions in the ANA code of ethics. Interdisciplinary workers come from different departments in the health care system who work together to provide health care services. All the professionals in healthcare work together to attend to the patient’s needs and meet effective patient care results. The third competency is using evidence based practice. This requires knowledge of processes and procedures in handling patients well enough. Methods of handling patients should be established so as to iden tify the methods that suit patients most. The third competency involves utilizing quality improvement. Multiple strategies get used in order to maximize the use of resources in serving patients. This should aim at making quality improvement effective. The best research strategies get utilized, clinical expertise are not disregarded and patient values to make patient care decisions. The fifth competency is use of informatics. This involves error reduction, good management of information as well as knowledge, decision making and communication. Nursing from a health care perspective looks at the many challenges that nurse’s face in their work. Most nurses can relate to stories of victimization at their workplaces (Bureau of Labor Statistics, 2012). Form the interviews of nurses on their experiences as nurses, it is right to conclude that it is an occupation that contains a lot of challenges to face. Some of the challenges in the nursing profession include the media’s nega tive image, challenges in nursing recruitment as well as retention, workplace culture and education. There have claims that nursing education theory differs from the practical work. Nursing is also disconnected from other spheres of influence in other areas of study. There is poor communication with other disciplines as stated. This creates a gap between nursing and other disciplines that could contribute to the efficiency of nursing. These other disciplines offer unique perspectives that could offer interprofessionalism. Health care safety remains a key matter in the profession. Safe practice with all people the nurses come in contact with improves communication with them. It also involves the nurse’s ability to think critically and apply the knowledge they have gained (American Holistic Nursing Association, 2012). They put their skills best in use and use their general wisdom in providing their service. Victimization, powerlessness and the inability to achieve things in the nursing profession has been a hurdle needed to be overcome. This has resulted in the undermining of the nursing profession. Many get external information that nursing is a hard and challenging job that would not be as satisfying. Nurses in the profession already get leveled at a lower status than other professions. It would not be because health care is undermined but how people perceive nurses. As This results to fewer people having the interest to become nurses. Nurses in colleges do not get enough preparation on

Internal combustion engine Essay Example for Free

Internal combustion engine Essay There is a big debate about the future of the auto industry. The new big topic is electric cars. Ads emphasize how much less pollution these cars put out, but the truth is that many people do not realize the downside of these cars. For instance, did you know that average battery cost for electric cars is between $18,000 and $20,000? Also, these cars produce significant more amounts of sulfur dioxide compared to traditional internal combustion engines, and what about the factories that burn billions of tons of coal everyday to produce electricity to charge these cars? Yes, these cars do produce little carbon dioxide directly, but the main source of pollution comes indirectly from the power plants that power these cars. Electric cars are not the best environmental solution in the long run because they still cause pollution while charging and producing them, there is no safe place to dispose of the batteries, and they are extremely expensive (Hogan). The first major issue with electric cars is that the process of manufacturing and charging these cars produces billions of tons of carbon dioxide emissions. The EPA’s research shows that for an average size car, electricity’s emissions are about three times higher than the emissions of gasoline (Inside Climate Staff). Electric cars do not produce much pollution directly. Instead the pollution is rather created at the source of the energy, power plants. Pollution is caused when manufacturing and producing these cars too. In addition, large amounts of pollution are produced while mining for the metals found in the new types of batteries. All of the mining machines and vehicles are powered from fossil fuels such as coal, gasoline, and diesel fuels. A great amount of energy is lost in the process of transmitting the electricity from the power source to your car. Also, electric cars emit significantly higher amounts of sulfur dioxide into the air compared to internal-combustion engines. Sulfur dioxide is the main component that causes acid rain. Acid rain can cause damage to lakes, streams, forests, car paints, copper, stone, and other building materials. Acid rain soaks into the soil and roots of plants, and causes slowed growth, and loss of leaves or needles. In the Great Smoky Mountains, acid rain has actually killed one-hundred or more of the Frazier Fir and Red Spruce trees (U. S. Environmental Protection Agency). Furthermore, in the Northeastern United States. , such as in the Kesterson Reservoir in the San Joaquin Valley, acid rain caused hundreds of fish populations to vanish from lakes (Davis). Acid rain can contaminate our own drinking water without us even knowing it; it tastes, and looks like regular water! When sulfur dioxide is inhaled, it can cause damage to your heart and lungs, causing disorders such as bronchitis and asthma (National Parks Service). Additionally, battery disposal is a key issue. The average life of this new type of batteries is twenty-five to thirty thousand miles before they will have to be replaced. If electric cars are going to be a thing of the future, there will become an excess of batteries in landfills and other disposal sites. Presently, landfills are not designed to handle the millions of batteries that would need to be disposed of if millions of people were driving electric cars. If these batteries are not properly disposed of, toxic chemicals could leak into the environment. Also, recycling these lithium-ion batteries doesn’t appear to be in the future anywhere soon. The cost of collecting, organizing, and shipping these metals to a recycler far outweighs the value of the scrapped material, so for the time being, most of these metals will be thrown away in landfills and junkyards (Mitchell). Another obstacle with these materials being tossed in landfills is the possibility of corrosive chemicals leaking into streams, rivers, and lakes. The process of refining metals for these batteries also releases pollutants into the environment. Once the refiner gets what metal they need from the ore, they discard the other materials into the nearby ecosystems. When this happens, our drinking water could be contaminated, and it could also damage, or kill the wildlife in that area (Bacher). Lastly, these cars are extremely expensive. Because the batteries only last for about a hundred miles, this means you would have to charge them about three times for every full tank of gas that you would normally buy. Also, with this low charge capacity, it would be virtually impossible to take long trips. You would have to stop frequently to charge the battery, which takes about nine hours to completely charge. This would turn a normal two-hundred mile, four hour drive into at least a thirteen hour trip, assuming that you could find an open charging station! Another reason that these cars are so expensive is that you have to replace the battery in your car about every twenty-five to thirty thousand miles. This is a very costly expense, especially since each new battery is about eighteen to twenty thousand dollars! This is $80,000 for batteries alone if you drive 100,000 miles in your car! The price of charging an electric car is less than what a full tank of gas would cost you, but you end up paying for it in the long run when you have to replace the battery. Electric cars are expensive from the start. The average retail price of most electric cars is in the thirty to forty thousand dollar range. Most middle class individuals cannot afford to pay this price for this new technology, which is why this will not be the best economical solution in the long run. These cost projections assume that both the car and the battery work correctly for the duration of their lives, but what if the battery breaks, or stops working, forcing you to replace it? The technology is new and underdeveloped, which means that there might still be some problems or â€Å"bugs† that the designers haven’t had a chance to fix. That’s $20,000 right there that you would have to pay in addition to the purchase price. That’s close to half of what you originally paid for the car! Since these cars are less, there are fewer mechanics that are qualified to work or operate on them, so the price of operation will be very high. Electric cars were released around 2010, which means there hasn’t even been enough time for a mechanic to get a four-year degree in operating on electric cars (Hogan). The problem with automobile pollution definitely needs to be addressed and solved, but fully-electric cars are not the best solution. They are made out to be better than they actually are, and they definitely have major disadvantages. First of all, they will have to become a lot cheaper for people to be able to afford them. The general public cannot afford to pay $20,000 for a new battery every 30,000 miles. Designers also need to find a way to lengthen the range of these cars. With only a 100 mile range, it is just not practical for most people. In addition, these cars still produce pollution, just not directly. All of the pollution is created indirectly, at coal-burning electricity power plants. Another unaddressed issue is that these cars emit large amounts of sulfur dioxide into the atmosphere, which is what combines with water to become acid rain. Lastly, there is no good place to dispose of batteries. If millions of people are going to be driving these cars, there will be tons of toxic batteries in landfills and disposal sites, which can cause harm to the wildlife, and the surrounding environment. If you accidentally miscalculate the charge left in your car, you will be stuck. Unlike a gas-powered vehicle, you cannot simply fill up your car with a gas can. With electric cars, there is no way to replenish the energy in your car on the side of the road. The fully-electric car was a good idea, but in the long run, it is not the best answer. The automobile companies need to continue to improve internal combustion engines to decrease their carbon dioxide emissions. Works Cited Cultrona, R. L. Pros and Cons of Electric Cars. 1999-2012. 18 March 2012. . Davis, Jay. Marine Bio. 1998-2012. 18 March 2012. . Hogan, Micheal C. The Encyclopedia of Earth. 21 February 2012. 18 March 2012. . Mitchell, Robert L. Computer World. 22 August 2006. 18 March 2012. . National Parks Service. 28 October 2010. 18 March 2012 . Staff, Solve Climate. Inside Climate News. 1 April 2010. 18 March 2012. . U. S. Environmental Protection Agency. 8 June 2007. 18 March 2012. .

The Social Media And Politics Media Essay

The Social Media And Politics Media Essay Faced with declining citizen interest and participation in democratic politics and declining citizens trust in politicians and representative institutions (Gibson et al., 2008: 111-13), governments, political parties, social and political scientists in many countries have focused increasing attention on the potential of online communication to address these deficits and revitalise democracy. Born in the web 2.0 age, social media offers the users communication opportunities for socialization, social interactivity and uncensored speech, facilitating the growth of online political behaviour with recent emergence of new interactive and media-rich Web sites. These Web sites, often referred to as social media, are valued in proportion to their capacity to harness the participation of online communities in the production, amalgamation, and exchange of information (OReilly, 2005) and also referred to as new media (Flew, 2008; Lievrouw and Livingstone, 2005). In his research Correa (2010) bro adened social media definition by adding instant messaging, a tool that enables social interaction. Researchers have also folded blogs into the social media umbrella given their function as personal publication tools (Gil de Zu ´nËœiga et al., 2009, p. 566) and their ability to foster interaction (Meraz, 2009). Online expression is functionally distinct from simply consuming content online (Katz et al., 2001; Shah et al., 2005; Wang, 2007). Hence online opinion expression and exchange have grown significantly in recent years. In particular, interactive Web 2.0 applications are increasingly being enlisted for citizen engagement in what is termed e-democracy (Kearns, 2002) or government 2.0 (Department of Finance and Deregulation, 2010), as well as in electioneering. The Web 2.0 consists of social networks like Facebook launched in February 2004; it was developed for user information (status updates, links or pictures) to remain private; visible only to those who have been granted access by that user. This was labelled an asymmetric modelling of human relationships (Porter 2009), however in November 2007 Facebook launched a new feature called Like Pages which look and behave much like a users personal private profile and   allows different networks and groups whose many users can join. These are used for discussions, events, etc. and are a way of enabling a number of people to come together online to share information and discuss specific subjects which is not limited, the members who have joined can view, recent news contents, wall contents, photos, posted items, videos and all associated comments on such items. These pages also offer access to insights and analytics of their fan base and therefore becoming at par with Twitter which is a micr o-blogging platform launched in August 2006 where everyone can be an editor, a content creator, a producer and a distributor. Where it was argued that Twitter is a modelling of human relationships and sets it apart from other successful social networks (Porter 2009), and perhaps makes it a space more open to possibilities for political interaction therefore in social networks all the classic old-media hats are being worn by everyone. (Kirkpatrick, 2010:10). Another widely spread media YouTube was launched in May 2005 as a user generated content website where users could upload, share and view video/audio materials, their own productions or recordings on which the users have author or broadcasting rights. It is not a social network, but it is one of the most popular sources of user generated content among those who use social networks. One of the oldest forms of socialising the blog as defined by Drula as unlike a website from the web 1.0 era, this online platform displays interactiv ity and socialization features (Drulă, 2007:11-15) The growth and popularity of social media websites is distinctive as Facebook became the worlds largest social network, with 500 million active members as on July 2010 (Facebook, 2010a). In the same month, more than two billion videos a day were being viewed on YouTube (2010) and two billion tweets a month were being distributed on Twitter (ODell, 2010). Social Media and Politics Use of the internet for political purposes has grown dramatically over the last decade. In the 2008 U.S. general election the internet, and social networking sites in particular, played a more significant role than they ever had before (Westling, M. 2007). In the realm of politics, social media went from being not known to budding platform for increasing political participation and communication in the 2008 US presidential elections. The 2008 presidential campaign was the first to play out in the world of YouTube, Facebook, MySpace, and political blogging-the major Internet-based social media. These forms of social media provided a new platform for mediated communication which enables the audience to procure content on demand and also share and discuss/ argue with others (e.g., Levy, 2008; Papacharissi, 2009; Spigel, 2009). In the previous presidential elections candidates did own websites which were very useful for fund- raising and communicating with the supporters, though the 2008 US presidential elections showed that social media (e.g. Twitter, Facebook, YouTube and blogging have become increasingly popular forums for political participation (Quily, 2008; A. Smith, 2009; Vitak et al. 2009). The elections especially highlighted that Facebook had become a viable tool for engaging supporters and communicating with them directly in real time. For a matter of fact, during primary season until Election Day in 2008, Facebook users created more than 1,000 Facebook group pages that focused on Barack Obama and John McCain. Data from Pew Internet reveal that 65% of SNS users ages 18-29 engaged in at least one of five political activities on a SNS during the 2008 campaign, including joining a political group on the site and obtaining information about a candidate (Smith, 2009). The 2008 presidential elections came to be labelled as a Facebook election by some political observers. Barack Obama, in particular took grassroots campaigning in to the digital space by employi ng Online Social Interactive Media (OSIM) like Facebook, Twitter, blogs, Flickr, MySpace etc. and used it as a vital platform for his presidential campaign. He turned it into a major strength within his campaign where Facebook played a central role. It was clearly aware to The Obama campaign that voters, especially the young were the one who consumed information and at the same time were also conduits of information. They often chose social media over the traditional media. The online social interactive media allowed candidates to do electronically what previously had to be done by contacting volunteers, donors, scheduling and promoting events. (Johnson and Perlmutter 2009). The outcome of this was, that 2.2 million people had friended Barack Obama on Facebook, in comparison to just over half a million for John McCain. There were over 500 unofficial pages and groups which were made for the democratic presidential candidate. One of the oldest Obama Facebook groups, One Million Stron g for Barack, is going to meet a goal of one million supporters. Facebook was used extensively to reach potential donors and volunteers. The campaign raised a record- breaking $745 million (Tamara A Small , 2008). The campaign truly reaped the benefits form engaging people on social media especially Facebook. The entire campaign for Barack Obama benefitted enormously because of the massive amount of people using social media at that time and also the exposure being at a very low cost. In the wake of the turning point 2004 US presidential election, the Obama campaign of 2008, the 2010 UK election and e-democracy movements globally, Australians went to the polls in 2010 in a media-hyped flurry of tweeting, YouTube videos, Facebook befriending and liking, blogging and other social media activities(CIT). In an content analysis by Jim Macnamara and Gail Kenning to identify trends in the volume of e-electioneering content and activity, as well as the main ways in which social media are being used in political communication. It was researched that 45% of the 92 federal politicians had a Twitter account. However, the style and purpose of tweeting varied widely. Almost three-quarters of Australias federal politicians had a Facebook presence and 34 of them (16.5%) posted videos on YouTube and 29 (14.1%) had a blog. Though to the increase in social media in the 2010 elections in Australia the transmission of messages were one way rather than engaging in listening, dialogue, consultation and collaboration. There was little evidence that social media use was enhanced qualitatively to any significant extent in terms of the level of listening to citizens and the diversity of issues discussed. Gibson reported in relation to the UK election, the internet has become an organisational necessity for election campaigning but à ¢Ã¢â€š ¬Ã‚ ¦ it has not brought about that strategic change some have argued we should expect (Gibson et al., 2010: 2). The transmission of one way message was also witnessed in the 2010 Scotland general elections in Graeme Baxter, Rita Marcella and Evaggelos Varfis content analysis of the elections where Scottish political sphere did appear keen to be seen embracing new social media tools, with 35% of parties and 37% of candidates utilising blogs, Facebook and Twitter during the electoral campaign. It is witnessed that online communication environment still requires time to reach the level of maturity found in the Internet political communication of other democracies (Paul Adrian) as in his study of the 2009 general elections in Romania. According to him Romanian politicians do not know how to deal with these platforms however worth mentioning that the case study was conducted during the first presidential election campaign in Romania when the social network Facebook and the Twitter micro blogging platform were used as distinct channels of communication. In other instances use of social media in elections can result in a revolution and receive much celebratory rhetoric around the political uses and benefits of social media technologies in the aftermath of the June 2009 post-election protests in Iran (NIMA NAGHIBI). Social networking sites were seen as central to publicizing and circulating, for a global audience, the political crisis that unfolded in Iran that summer. During the height of the Iranian protests and the height of the western coverage of those protests, which dominated North American media from June 13th till June 25th, the mood online and in the media appeared to be exultant, rejoicing in the power of new social media to facilitate global solidarity in a heretofore unprecedented way. Known as the state with the highest concentration of millionaires with 15.5% of total households with 1 million USD in wealth (Boston Consulting Group, 2011) and as the third one in the world according to the Gross Domestic Product ranking with over 56,000 USD per capita (Forbes, 2012), nowadays Singapore is definitely one of the most successful countries in South East Asia. Considering then that the isle has a population of only 5,000,000 people and that only 50 years have passed from the achievement of independence from Malaysia, all these figures seem even most impressive. But behind this brief but vibrant story of success there is probably one institution which, more than anything else, has been able to bring Singapore from being an English colony to become one of the most powerful financial hub of the world, and this institution is the People Action Party. Formed in 1954, the PAP dealt with the separation of the country from the British Empire (1963) and from Malaysia (1965) and, from 1968 on, won all the eleven General Elections that, every four years, took place in Singapore. The main mission of the PAP has always been to build a fair and just society starting from four core elements: being honest (clean, above board and upright), being multiracial (all citizens are equal, regardless of race, language and religion), being meritocratic (all citizens have equal chances according to their individual contribution to the society) and being self-reliant (avoiding to create dependence syndrome). These four pillars determined and connoted PAPs manifestations of reliability (We say what we will do), pragmatism (flexible approach to generate novel solutions to the problems of the nation), unity (strong sense of loyalty and discipline), far-sightedness (long term horizon in leading the country), decisiveness (taking the right decisions even in absence of complete information), compassion (feel community worries and concerns), resilience (ability in persevering despite discomfort or possibility of failure) across the years. Generically speaking, People Action Party can be considered as a socialist democracy which moved away from the communist and anti-colonialist context in which it took the first step. All this being said, even if on one hand side we can consider Singapore as an idyllic scenario where there is total harmony between citizens and political powers, on the other hand it must be remembered that this big modern miracle has been possible thanks to a constant control performed by the State towards society. A good example of this can be resumed by the mass media that, operating under a strict legal framework and licensing policies, plays a pro-development and hence pro-government (Kuo, Holaday Peck, 1993) role. Despite this, with the Government controlling the most influential media outlet of the country, the situation has been recently changing with the raise of the Internet and the arrival of new source of content and points of view for Singaporean people. The web, though, is now reaching 77.2% of the total population with 3,658,400 users (Internet World Stats, 2012) and is now able to reshape the media landscape even thanks to the highest smart phone penetration rate of the world with 62% of the population owning one of the latest generation mobile (Google and Ipsos, 2012). Anyway, if the Internet can be considered as an enemy by Singaporean government, the PAP was very reactive in using it as the main channel to speak to the citizens. The Party, in fact, decided to set up a Facebook Page aimed to catch the attention of 2,602,880 Singaporeans using the social network website. The most important occasion the PAP had to use its fan page were the 2011 General Elections, and especially the political campaign which took place between 19th April and 7th May. Due to its peculiar political environment, Singapore is an interesting stage to study the mechanism of the elections and that is confirmed by few researches inspired by 2001, 2006 and 2011 GE. The impact of the media on Singaporeans attitude and decisions towards voting has been analyzed in the paper Where is the Opposition? Media coverage, political interest, public concerns and voting behaviour . In 2006 Cenite, Chong, Han, Lim and Tan focused on one specific media, print, to go in depth in the topic of coverage during elections. But it is with Singapore in 2011. A New Normal in Politics? that Tan tries to understand the impact of social media on parliamentary and presidential elections. But rather than from a political point of view, this research tries to investigate the interaction between the PAP and its voters in a communicative perspective. That is why the focus of interest here is on pictures, videos, interviews, links to news websites like Channel Asia or Straits Times, in one word the tools used by the PAP to keep in touch with the 35,826 Facebook users who liked the page. With at least three daily posts during the eighteen days of political campaign the Party raised a constant buzz on the Internet, but how did these shared statements, these candidates profiles and these PAPs promises for the future concretely influence voters behaviour? The aim of this study is to understand how the Peoples Action Party (PAP) uses Facebook, and how do people respond to the same.

The Red Shoes :: English Literature Essays

The Red Shoes ‘The Red Shoes’ is an imaginary and unreal story related by Hans Christian Anderson. Anderson makes effective use of fantasy to teach a moral lesson. He builds up the story in such a way that the reader does not care for the validity of the incidents. The moral lesson is that the proud and the disobedient must suffer. Disobedience is a sin, and according to the Christian belief it is what started the demise in the heavens above, so anybody who commits it must suffer. Whatever sins man commits in his lifetime he is punished for them. If only he repents for his sins can he be forgiven and at least he can die in peace. God forgives them only when they repent for their sins. The story also presents another facts of the Christian belief about sin and punishment, which is based on the strict principles of repentance and forgiveness. In the story Karen is a poor but beautiful girl. At the death of her mother, a rich old lady takes her to her home and brings her up. The widow of the cobbler gave Karen a pair of red shoes, which she wore for the first time on her mother’s funeral. The old lady who adopted Karen disliked, the red shoes greatly because of Karen’s obsession for them and so she burnt them. Then once Karen saw the princess wearing beautiful red shoes. Her love for these shoes got re-ignited; she liked them a lot indeed. Karen grew up to be a beautiful damsel. She was to be made the member of the church. Her foster mother, the rich old lady bought her a lovely pair of shoes incidentally those shoes were also red in color. This fact has escaped the old lady’s notice, but Karen found them to be exactly what she yearned for. She went to church in those red shoes. She thought that everyone in the church was looking at her shoes. She wore them at the time of confirmation, which was not the proper occasion to wear them. Karen felt very proud of them. She even forgot to pray in the church when the old lady came to know about it she told Karen not to wear those shoes in future but once again she went to the church wearing those shoes. This accounted for the sin of disobedience she committed.

Teachers as the Foundation of Society Essay -- Teachers, philosophy of

As a young student I believe that an education is the most valuable thing that a person can have. Therefore, I believe that teachers are the soul foundation of our society. The job of the teacher is to educate as well as nurture the students to the best of their ability. Our society as a whole is constantly growing and changing; and this has a strong influence on our education system. Thus forth my philosophy is continuously evolving and growing; and as I continue to learn more about school districts, different children, and the psychology of learning I will continue to adjust my educational philosophy as well. As a teacher I believe that we should give our students the tools that they need to find themselves and grow as individuals. My philosophical beliefs and ideas deal with humanism. Humanism emphasizes self actualization and helps students develop morals and values. If a student is able to find themselves they will develop healthy attitudes towards themselves and others. And as an individual it is important that you know how to maintain relationships and work well with other...

Continuing Case: Cory and Tisha Dumont Essay

1.Using the earnings multiple approach would result in the following life insurance calculations for Cory and Tisha. Cory’s needs= $38,000 x (1 – 0.22) x 12.46 = $369,314 Tisha’s needs= $46,000 x (1 – 0.22) x 12.46 = $447,065 Cory currently has $76,000 (2 x $38,000) of term life insurance through his employer. Consequently, Cory should consider purchasing approximately $293,000 of additional life insurance coverage. Tisha has $69,000 of term insurance through her employer, as well as a whole life policy of $50,000. She should consider purchasing an additional $328,000 of life insurance coverage ($447,065 – $119,000). While Tisha or Cory would continue to earn their salaries, if widowed, and would receive some Social Security benefits, they would experience a significant reduction in their standard of living without adequate life insurance. 2. The Dumonts, and Cory in particular, take a big risk when their life insurance is entirely in the hands of their employers. If Cory or Tisha leave their jobs, their group term coverage ends. However, they may be able to convert the group coverage to an individual policy. Since the Dumonts need additional life insurance, they should purchase individual policies to supplement the coverage they have. This will reduce the risk of later becoming uninsurable or, if they were to lose their jobs, having no life insurance at all. 3.At their stage in the life cycle, term insurance is the best option for the Dumonts. It provides the greatest amount of insurance per premium dollar. Universal and variable life policies both include cash value components, through earnings from interest or mutual funds, respectively, which increase the cost of insurance coverage. These policies also tend to have high insurance, investment and administrative expenses, which add to their cost. The option to skip the premium payment on universal life or a  variable universal life may prove too tempting, as it does for many policyholders, who subsequently let the policy lapse. The Dumonts would be well advised to purchase affordable term insurance and do their saving/investing outside of their insurance policies. 4. The life insurance policy features that should be explained to the Dumonts include: ï‚ · Type of policy: term or cash value. The Dumonts’ policies provided at work are group term insurance policies available for the duration of their employment. Tisha also has a whole life policy (cash value insurance) with $1,800 of accumulated cash value. ï‚ · Nonforfeiture clause (on Tisha’s whole life policy): options for receiving a policy’s cash value, a paid-up whole life policy with a reduced face value, or a paid-up term policy with the original policy face amount in exchange for ending the policy. The Dumonts could exercise this right if they are unable to pay the annual premiums to continue the coverage for an extended period of time. ï‚ · Beneficiary designation: persons named as primary and contingent beneficiaries to receive the death benefits from the policy. ï‚ · Coverage grace period: automatic extension, usually 30 to 31 days after a premium payme nt is due, before a policy lapses. The premium may be paid without penalty. ï‚ · Loan clause: (on Tisha’s whole life policy) describes procedures and the interest rate charged for borrowing against the policy’s cash value. ï‚ · Suicide clause: clause stating that the face amount of the policy will not be paid for a suicide death within 2 years of the purchase of a policy. ï‚ · Incontestability clause: clause stating that the insurance company cannot dispute the validity of a contract after it has been in force for a specific period, usually 2 years. ï‚ · Settlement options: section that describes alternative ways that the beneficiaries of a life insurance policy can choose to receive death benefits. ï‚ · Riders: special provisions added to a policy that either provide extra benefits or limit the insurance company’s liability. Riders attached to one or more of the Dumonts’ policies could include: guaranteed insurability, multiple indemnity, COLA, waiver of premium for disabili ty, or living benefits. 5. Life insurance is meant to provide funds to replace a breadwinner’s to protect and support dependents. Chad and Haley are dependents, not income providers. Therefore, the purchase of life insurance is unnecessary and not recommended. The Dumonts should use the money they would spend on policies for the children to increase their own coverage. The claim that Chad and Haley would always be insured is only relevant if (1) the Dumonts continue the premium payments and (2) there is a high probability, based on family health history, that Chad or Haley will contract cancer, diabetes, or heart disease. Otherwise, they will be eligible for insurance in the future and there is no need for â€Å"permanent† coverage starting at this young age. 6. As a â€Å"comprehensive major medical insurance policy,† the Dumonts’ coverage includes basic health insurance for hospital, surgical, and physician expense needs, as well as major medical expense coverage. The latter is very important to extend the basic coverage to protect the Dumonts from the financial effects of a catastrophic illness or accident. The policy has a very adequate lifetime cap of $3,000,000 per insured. The Dumonts should continually analyze the health plans from both employers to determine which offers the best overall plan. But, the annual coinsurance, stop-loss amount, and family deductible, are all standard policy features with reasonable amounts. They are currently paying annual premiums of $2,700 for the coverage, but the monthly opt out fee, from Cory’s employer, effectively reduces this by $1,020 (less the taxes paid on the increased income). Overall, their health care coverage is very cost effective, so no changes are recommended. 7.The Dumonts have four options for paying a $5,000 medical bill incurred through an auto accident, including payment by: Health insurance. Medical expense coverage with their auto insurance.  Bodily injury liability coverage on an auto policy, assuming someone else was at fault for the accident. Personal funds, or out-of-pocket. These funds would supplement the health insurance coverage, or be the only source of payment, should the Dumonts not have health insurance. Luckily, they do. Expenses for an emergency appendectomy would be covered through health  insurance and personal funds. Assuming no one else has made a claim this year, Tisha’s health insurance would pay $3,600: the $5,000 medical bill minus the $500 deductible and the $900 of co-insurance (0.20 x $4,500). Tisha would be responsible for the $1,400 of deductible and co-pay expenses because the Dumonts’ out-of-pocket expenses for the year have not yet exceeded the $5,000 stop-loss limit. 8. Advantages for the Dumonts of switching to an HMO include: regular physical examinations and preventive care, minimized paperwork, and lower costs. Tisha may be able to reduce the $225 monthly premium charged for her current coverage. Disadvantages associated with an HMO focus on concerns about quality of care stemming from the incentive system—quick, cursory services and the difficulty in receiving a referral, particularly outside the geographic region. Some fear the system does not allow for building a trusting relationship with a well-qualified physician. Restrictions on physician choices and the associated level of reimbursement vary with the HMO system: individual practice association, group practice plan, or a point-of-service plan. The Dumonts need to thoroughly comparison shop the plans; Checklist 9.2, Choosing an HMO, should be helpful. If Tisha switches to a PPO, costs and paperwork may also be reduced. Members, typically representing an employer group, receive health care at a reduced cost—with the negotiating power of the group determining the level of discount. The disadvantage of a PPO is that participants must seek medical services from participating doctors and hospitals, thereby limiting their choice of care. With a PPO, a participant can go to a non-member doctor but must pay an additional, or penalty, co-payment to do so. 9.Assuming Tisha works for an employer with 20 or more employees, she is eligible—under the federal COBRA law—to continue health insurance coverage for 18 to 36 months, depending on the reason for leaving the company. Tisha would be responsible for the full cost of coverage, but it may be less expensive than an individual policy. Although this does not apply to every â€Å"opting out† situation, the Dumonts also have the option of enrolling for Cory’s health coverage. According to the Health Insurance Portability and  Accountability Act of 1996, employees and their dependents must be allowed special enrollment rights, beyond the open-enrollment period, (1) if they declined coverage because of coverage through another plan or (2) if their family situation changes (e.g., marriage, birth, adoption). The former situation applies to the Dumonts, so if Tisha loses her family medical coverage, the Dumonts could enroll on Cory’s plan. To insure protection from preexisting condition exclusions, it would be important that the Dumonts arrange for continuous enrollment, with no breaks or lapses between policies. Should Tisha decide to become a self-employed accountant, the Dumonts would have another option besides Cory’s coverage. The household would be eligible for a high deductible health plan and a Health Savings Account (HSA). Access to a HSA is limited to the self-employed, small business owners, employers of small to medium-sized businesses that offer very limited health benefits, and those under age 65 who individually pay for health care—all of whom must have a qualified high-deductible health plan. The combination is cost effective because high-deductible plans have lower premiums and annual HSA contributions (limits apply) are an adjustment to income, so the funds are not taxed and they grow tax-deferred, and tax free, if spent according to the HSA rules. The HSA funds accumulate for paying health care costs incurred prior to meeting the annual deductible or for health care expenses not covered by the high-deductible health plan. Funds not spent remain in the account for future expenses, such as for health expenses after retirement or long-term care expenses. 10. Disability insurance policy features that Cory and Tisha should purchase include: ï‚ · Definition of disability: Tisha and Cory should look for a policy that provides coverage if they can’t perform the duties of their current occupations (i.e., accounting and retail management). ï‚ · Residual or partial payments benefits: this policy feature provides partial payments if they were disabled and unable to return to work full-time, but could return part-time. ï‚ · Benefit duration: the Dumonts should select policies that provide benefits until retirement age (e.g., 65) or for their lifetime. ï‚ · Waiting or elimination period: the Dumonts should select a realistic waiting  period (i.e. one to six months) during which they would have to â€Å"absorb† the income lost. They should consider their employer’s sick day policy (e.g., whether or not sick days can be accumulated) and emergency fund when selecting an elimination period. The longer the delay, t he lower the premium. ï‚ · Waiver of premium: this important provision waives premium payments if a policyholder becomes disabled. ï‚ · Noncancelable: this provision protects against both policy cancellation and future rate increases and guarantees that the policy is renewable. ï‚ · Rehabilitation coverage: this provision provides for employment-related educational or job-training programs. 11.The Dumont’s $25,000 HO-4 renter’s policy amount is probably sufficient given their estimated personal property value of $12,000. However, their property insurance coverage is inadequate for two major reasons: ï‚ · It lacks replacement cost coverage on personal property, which provides for the actual replacement cost of a stolen or destroyed item (e.g., stereo equipment). Currently, the $25,000 coverage is actual cash value, or coverage for the depreciated cost of property. ï‚ · It lacks a personal articles floater to increase the limit of coverage on Tisha’s $19,700 antique jewelry collection. To improve their coverage, Cory and Tisha should add a replacement cost rider and a personal articles floater to the existing HO-4 policy. Increasing the deductible could offset a premium increase. See the response to question 14 below for other cost saving ideas. 12.The Dumont’s auto insurance is inadequate because of its low liability limits. The 25/50/25 split liability and property damage limit is extremely low in relation to current medical, repair, and liability costs. The Dumonts should increase their liability limits to at least 100/300/50. Otherwise, they could be liable for judgments in excess of their current liability limits. Higher limits, such as 200/600/100, are also available. The Dumonts also have low uninsured motorist coverage limits. These, too, should be increased to a minimum of 100/300/50 to provide adequate protection against negligent drivers who carry no or inadequate liability coverage. The $20,000 of medical expense coverage is far lower than the recommended $50,000 of coverage per person. Assuming the Dumonts increase their  emergency fund or other savings, they should increase the $200 deductible amounts. 13.Cory and Tisha’s current auto insurance policy would pay $25,000 for bodily injury losses incurred by any one person hurt in the accident, a total of $50,000 for bodily injury losses incurred by all persons hurt in the accident, and $25,000 for property damage if they were judged to be at fault. In other words, these are maximum liability coverage limits. If the accident resulted in a total of $65,000 of bodily injury losses to more than one person, the Dumonts would be personally responsible for arranging payment for the remaining $15,000. However, if the $65,000 in bodily injury losses were incurred by only one individual, the Dumonts would be personally liable for $40,000. This coverage is not adequate; the Dumonts are risking their financial future in lieu of paying a slightly higher annual premium. 14.To reduce the cost of property and liability insurance, the Dumonts could: Make every effort to keep their insurance credit score high, to qualify for lower premium rates. Increase insurance deductibles (e.g., $200 to $500 or higher). ï‚ · Take advantage of multiple policy discounts (e.g., HO-4 and auto insurance with the same company). ï‚ · Pay insurance premiums less frequently (e.g., annually or semi-annually instead of monthly). ï‚ · Shop around and compare the costs of at least three insurance providers. ï‚ · Consider only high quality insurers, and possibly a direct writer. ï‚ · Install security systems or smoke detectors. ï‚ · Inquire about ANY other available discounts; these can vary significantly by company and may relate to the property (home or auto, such as fire-resistant building materials, auto passive restraints or anti-theft devices) or the characteristics of the policyholder (e.g., over age 50 or 55, noncommuter, or good student). ï‚ · Buy a car that is cheaper to insure and consider low â€Å"damageability† models; be sure to check insurance rates when auto shopping. ï‚ · Drive less (e.g., fewer miles, join a carpool) and improve driving records. ï‚ · Double check your policy to insure that all features and endorsements are included as planned; a claim could be costly that you  thought was covered, but was not because of an oversight in the policy. ï‚ · Include adequate liability insurance to avoid paying damage awards from personal assets or income. 15.When the Dumonts become homeowners, they should purchase an HO-3 policy. An HO-3 policy is the most comprehensive of available policies for homeowners because it covers losses to the structure from all perils except those that are specifically excluded. Typical excluded perils include flood, earthquake (supplemental coverage is available for both, if needed), war, and nuclear accident. Coverage on an HO-3 policy on the contents is limited to the named perils coverage provided in a broad, or HO-2 policy. The Dumonts should strongly consider adding personal property replacement cost coverage for their contents. The additional premium cost of 5 to 15 percent over the cost of a policy without this coverage is meager when compared to the increased level of reimbursement. Inflation guard and personal articles floaters—particularly for Tisha’s antique jewelry or any other items that exceed the value of the policy limits—should also be added. The minimum level of $100,000 of personal liability coverage is likely inadequate, and should be increased to $300,000 to $500,000. However, the Dumonts should review this relative to their individual situation (i.e., pets owned or other unique situations). Cory and Tisha should consult Checklist 10.2, A Checklist for Homeowner’s Insurance, when shopping. An umbrella policy extends the liability coverage of the auto and homeowner’s policies owned by the insured. An umbrella policy protects against large lawsuits and judgments associated with your home or auto. Umbrella policies do not cover activities with the intent to cause harm, activities with aircraft and some watercraft, and most business and professional activities. The latter require a separate policy. Typical limits range from $1 million to $10 million; the policy does not become effective until the limits of the underlying policies have been exhausted. As the Dumonts proceed through the life cycle and attain more wealth, they may want to consider a policy of this type. However, in the interim, a more cost effective alternative may be increasing their existing liability limits to $300,000 or $500,000.

High school Essay

It was once thought that when a person gets out of high school, he is invisible. He can do whatever he wants, achieve all his dreams and aspirations, and become the person that he always envisioned himself to be. It probably never daunted him that he will become independent and responsible for the consequences of his actions; he would have treated those like simple challenges anyway. Obstacles that he needed to conquer in order to make him a stronger person and to reach his destination. And all this he would achieve, amazingly with the help of the environment. The environment does not literally translate to the trees, the suburbs, or the urban metro that we have come to know as an environment. It essentially means much more than that. It is how a person adapts to where he is. It is how he makes things work to his advantage, and at the same time not harming those around him. It is how he makes his life work, whatever the given circumstance. There are several ways on how to mold the environment and make it a part of the learning experience that will help an individual achieve his goals, find better jobs, and have self-satisfaction. It is important to note that a student has to realize the importance of getting a college degree. He will realize that the environment is competitive enough to require it. It is through what he experiences that he will come to know the importance of getting into college and in learning through the environment, he will realize that he has succeeded Time management is one of those ways on how the environment plays a key role in a person’s learning experience. As much as every person would want to control time, there are instances wherein it will always spin out of control. The heavy traffic, the weather, the floods, the mode of transportation – these are all elements that we cannot predict and therefore we cannot control. Due to the unpredictability of these factors, one must always manage his time wisely, with allotment for situations like this. Being organized, following a routine and a flow of tasks also says that a person is disciplined. He has the strength to say no to distractions because he knows that he has allotted an ample time for everything, even for play. And temptation is one of the numerous obstacles that humans go through in dealing with their daily lives. The environment’s role in being able to overcome obstacles is that when we look hard enough, the answers are just out there, around us. It is magical that we sometimes have the answers right in front of us and yet we fail to recognize them. Everybody knows that we will never be given problems that we cannot solve. In trying to solve our problems, we get to know and discover ourselves more; the things that make us stronger, the emotions that make us weak. In discovering these unknown side of ourselves we create more options, we get to know more. If a person once said to himself that getting a college degree is not worth his time, effort, and money, this may not hold true if he was faced with an employment problem. The environment today is competitive enough to want more from its employees, and these employers do compensate for this. It is during the toughest times that we get to see the real attitudes of the people. Those who strive to outshine the rest will not just settle for a high school diploma, but for a higher one. Everybody’s goal in life is to become successful in whatever his or her endeavors are. It may be as small as finishing a 5-kilometer run or as big as running for the presidential seat, what we all want is success. For the individual whose environment shapes him to become the next big CEO, more qualifications have to be met. A college degree or an MBA will definitely make him go places and put an edge to his resume. It is not only in this career path that a higher education will prove to be useful, in fact, in all career paths, a higher education is always a better credential. Becoming a lawyer, a physician, an engineer, or a nurse may put you through the worst, sleepless nights you have ever had, but the end game is always a win. While one may not always understand why people want to have success and always feel like achieving a desire or attaining a goal, it is important that they know that they are working hard for themselves. There is nothing better than knowing that you have worked hard for something and you got what you wanted in the end. Reaping the fruits of your labor brings a sense of pride and self-satisfaction to one’s self. Everything that one has to work hard for, the stress of the environment, the pressure of achievement, overcoming these is necessary in order to achieve lifetime goals. In conclusion, working on lifetime goals allow people to see how hard work and studying can pay off for the future. The changing environment affects everyone differently. Employer’s at times allow employees to work on their studies while they are at work and offer the students reimbursements for their college work. For students who finish their degree, it will open many doors for them in advancing at their current professions. Students that complete their degree will have a sense of pride and accomplishment that was taken by them for all of their hard work and effort. The environment of each student is different. The variation of the stressful environments is different for each student. Some have family stress and some have work stress. Time management is a determining factor in each of these areas. It is crucial that the student completes all required materials when the assignments are due. When students look back and realize what they have accomplished they will know that they bettered themselves by working in this new environment. References: Jewell, D, (2008). One vision many paths. ProQuest Database, 16(9), Retrieved December 28, 2008, from http://proquest. umi. comezproxy. apus. edu Khalifa, M. & Lam, R. (2002). Web based learning: Effects on Learning Process and Outcome. Academic Search Premier Database, 45(4), Retrieved December 28, 2008, from, http://apus. agent-graphics. com. ezproxy. apus. edu Littky, D (2004). The big picture: Education is everyone’s business. APUS online library, Retrieved December 28, 2008, from http://web. ebscohost. com. ezproxy. apus. edu/ehost/detail .Ramey, S. & Ramey, C. (2008). The Learning environment, learning process, academic outcomes and career success of university graduates: The transition to school. Academic Search Premier Database, 33(4), Retrieved December 28, 2008, from http://web. ebscohost. com. ezproxy. apus. edu/ehost/detail Williams, K. (2006) Introducing Management: A Development Guide. APUS online library, Retrieved December 28, 2008, from http://apus. agent-graphics. com. ezproxy. apus. edu Zygmunt-Fillwalk, E. (2006). Encouraging School Success through family Involvement. Proquest Database, 82 (4), Retrieved December 28, 2008, from http://proquest. umi. comezproxy. apus. edu.